Add membership fee system with disability discount and fix document permissions

Features:
- Implement two fee types: entrance fee and annual fee (both NT$1,000)
- Add 50% discount for disability certificate holders
- Add disability certificate upload in member profile
- Integrate disability verification into cashier approval workflow
- Add membership fee settings in system admin

Document permissions:
- Fix hard-coded role logic in Document model
- Use permission-based authorization instead of role checks

Additional features:
- Add announcements, general ledger, and trial balance modules
- Add income management and accounting entries
- Add comprehensive test suite with factories
- Update UI translations to Traditional Chinese

🤖 Generated with [Claude Code](https://claude.com/claude-code)

Co-Authored-By: Claude <noreply@anthropic.com>

tests/Feature/Auth/PasswordResetTest.php

@@ -2,6 +2,7 @@
 
 namespace Tests\Feature\Auth;
 
+use App\Http\Middleware\VerifyCsrfToken;
 use App\Models\User;
 use Illuminate\Auth\Notifications\ResetPassword;
 use Illuminate\Foundation\Testing\RefreshDatabase;
@@ -25,7 +26,8 @@ class PasswordResetTest extends TestCase
 
         $user = User::factory()->create();
 
-        $this->post('/forgot-password', ['email' => $user->email]);
+        $this->withoutMiddleware(VerifyCsrfToken::class)
+            ->post('/forgot-password', ['email' => $user->email]);
 
         Notification::assertSentTo($user, ResetPassword::class);
     }
@@ -36,7 +38,8 @@ class PasswordResetTest extends TestCase
 
         $user = User::factory()->create();
 
-        $this->post('/forgot-password', ['email' => $user->email]);
+        $this->withoutMiddleware(VerifyCsrfToken::class)
+            ->post('/forgot-password', ['email' => $user->email]);
 
         Notification::assertSentTo($user, ResetPassword::class, function ($notification) {
             $response = $this->get('/reset-password/'.$notification->token);
@@ -53,15 +56,17 @@ class PasswordResetTest extends TestCase
 
         $user = User::factory()->create();
 
-        $this->post('/forgot-password', ['email' => $user->email]);
+        $this->withoutMiddleware(VerifyCsrfToken::class)
+            ->post('/forgot-password', ['email' => $user->email]);
 
         Notification::assertSentTo($user, ResetPassword::class, function ($notification) use ($user) {
-            $response = $this->post('/reset-password', [
-                'token' => $notification->token,
-                'email' => $user->email,
-                'password' => 'password',
-                'password_confirmation' => 'password',
-            ]);
+            $response = $this->withoutMiddleware(VerifyCsrfToken::class)
+                ->post('/reset-password', [
+                    'token' => $notification->token,
+                    'email' => $user->email,
+                    'password' => 'password',
+                    'password_confirmation' => 'password',
+                ]);
 
             $response
                 ->assertSessionHasNoErrors()