Add phone login support and member import functionality

Features:
- Support login via phone number or email (LoginRequest)
- Add members:import-roster command for Excel roster import
- Merge survey emails with roster data

Code Quality (Phase 1-4):
- Add database locking for balance calculation
- Add self-approval checks for finance workflow
- Create service layer (FinanceDocumentApprovalService, PaymentVerificationService)
- Add HasAccountingEntries and HasApprovalWorkflow traits
- Create FormRequest classes for validation
- Add status-badge component
- Define authorization gates in AuthServiceProvider
- Add accounting config file

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

tests/Feature/MemberRegistrationTest.php

@@ -25,10 +25,10 @@ class MemberRegistrationTest extends TestCase
         $response = $this->get(route('register.member'));
 
         $response->assertStatus(200);
-        $response->assertSee('Register');
-        $response->assertSee('Full Name');
-        $response->assertSee('Email');
-        $response->assertSee('Password');
+        $response->assertSee(__('Register as Member'));
+        $response->assertSee(__('Full Name'));
+        $response->assertSee(__('Email'));
+        $response->assertSee(__('Password'));
     }
 
     public function test_can_register_with_valid_data(): void